If you don't pay all your credit card off every month.Get rid of it. Yes, but if someone is trying to defraud you over a perfectly legitimate private sale and reverses the transaction, then you can report it to the bank and their fraud team should investigate it.Though this would all be a waste of time if the monetary amount was trivial.. lets say, under $100.00. Your buyers will be able to pay with credit or debit card, Apple Pay, Google Pay, and PayPal. It works similarly to how a direct bank transfer would work, although there are occasionally escrow periods where cash needs to be confirmed and cleared. Add 20% to this price and list it. Safe way for you is Bank Account deposit, cash in the mail, etc. If you’re a managed payments seller, forms of payment will be automatically selected for you. Unfortunately, potential for fraud still exists. He can call his bank manager, Kevin Rudd, Barack Obama, and Mick Gatto too....but will they care? This fee is charged by PayPal, not Gumtree. Cash is the safest form of payment. There is no guarantee that the buyer actually has the money in the account to cover the check, and you may find yourself in a situation with a bounced check. What my Bank manager advised me. They can't do anything except deposit with bsb & acc details. I personally wouldn't buy something from Gumtree using paypal but if they want to buy it from me I'll post it off after payment clears, … If say you sold your used car for $11,500 you may not feel comfortable holding such a large amount. Some merchants also accept payment via Wire Transfer, NEFT, IMPS or RTGS, for this Merchant will provide you an account number in which you’ll need to transfer fund, and after transferring you can share the transaction id, so the payment is also a secure option when you can’t use above options. Better to lose a sale and still own a laptop than make a sale and end up losing it. I've had an Amex gold debit card since 1980, but it doesn't get much use these days... Yeah debit cards are not a new thing at all they've been around for a long time. In the Gumtree app, link your PayPal account to your Gumtree account. Posted 29th Jun 2015. You can then send the payment through the send money tab. Can anyone suggest another safe way for me to go. Seems to good to be true. I remember there being bank accounts with Visa debit cards available in 1997 so it's possible. Sometimes you might want to pay a fee to give your ad a boost. I agree a money order can be cancelled, but aren't you safe if you cash it at your local post office before you post the item? This way you can immediately deposit the cash upon receiving it. In short there is no totally safe way, except for cash on collection (and even then you can get mugged/killed). Receiving payment. Pay from it. Use TAB key to navigate results. It accepts various forms of payment, but keep in mind the process varies depending on how the buyer pays. #7. I wouldn't touch Paypal payments at all - too easy for scammers to get their money refunded. Simple, fast, and easy to use. Buyers can safely and securely pay for items on eBay with credit cards, debit cards, and PayPal. We’ve put together a list of all the different ways you can accept payments online in 2020. This includes mailing a cheque or using payment services like Bidpay, Western Union or Money Gram to pay for items found on Gumtree. Wire Transfer, NEFT, IMPS or RTGS Payment. and that's over 20 yrs ago.is to open a debit account for $20\50 whatever.with it's own access card and number.They had debit accounts with cards 20 years ago?....how time flies? A local support network has never been so important and we remain committed to helping people help each other in a safe way. Finally, if the buyer pays you via PayPal, you’ll also need to pay a fee of 15p plus 2.6% of the sale price. We earn a referral fee for some of the services we recommend on this page. Let’s crunch the numbers and that's over 20 yrs ago.is to open a debit account for $20\50 whatever.with it's own access card and number.Completely separate to your other accounts. However it's wise not to give them your ATM PIN code, or your Internet Banking login details or Password. Read this guide to choose the best payment system for your business. Gumtree does not allow users to transfer money via the website, and advocates face-to-face transactions. Reading through this thread the OP ends by saying that the money was not reversed. Not much they can do with your bank account details other than pay into your account – it's actually safer than a cheque, which can bounce and costs you fees if it does so. All the risk is on the buyer, not the seller. If the buyer wants the option to pay by money order, follow the same safe-payment guidelines for sellers when accepting a money order as for … Hey rosegani, Yep all you need is the email address. is to open a debit account for $20\50 whatever. This really is not a risk – in theory yes, but in practice no. (The exception is if they send you money from a hacked bank account). The site is committed to educating the communities who use the platform and to keep the site as safe as possible. No borrowing money.NO DEBTS.. Post an ad, send a message, sell your item, or apply for a job. #6. Taking payments on account for those with which you have an ongoing relationship. I've heard of scammers using stolen bank accounts to transfer the money to the buyers bank account and once the owner of the stolen bank account finds out their bank seeks to get the stolen money back from the buyers bank account and so the seller loses all the money plus the goods that he accidentally sent to a scammer. 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